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	<title>Credit Material &#187; Finance</title>
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	<link>http://www.creditmaterial.com</link>
	<description>Credit Card Applications, Payday Loans, Home Refinance, Money Market Blog</description>
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			<item>
		<title>Debit Card</title>
		<link>http://www.creditmaterial.com/2009/08/debit-card/</link>
		<comments>http://www.creditmaterial.com/2009/08/debit-card/#comments</comments>
		<pubDate>Fri, 28 Aug 2009 13:02:00 +0000</pubDate>
		<dc:creator>noor</dc:creator>
				<category><![CDATA[Banks]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Tips & Advice]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[account]]></category>
		<category><![CDATA[ATM card]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[bank account]]></category>
		<category><![CDATA[bank cards]]></category>
		<category><![CDATA[card]]></category>
		<category><![CDATA[charges]]></category>
		<category><![CDATA[check cards]]></category>
		<category><![CDATA[credit bureau]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit history]]></category>
		<category><![CDATA[customer]]></category>
		<category><![CDATA[debit card]]></category>
		<category><![CDATA[error]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[gas stations]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[Merchants]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[pay]]></category>
		<category><![CDATA[payment]]></category>
		<category><![CDATA[purchases]]></category>
		<category><![CDATA[restaurants]]></category>
		<category><![CDATA[spending limit]]></category>

		<guid isPermaLink="false">http://www.fairloanrate.com/2009/08/28/debit-card/</guid>
		<description><![CDATA[It is possible to use a debit card as a credit card in most of the cases such as in gas stations, restaurants, and many other merchants. But the difference between the both is that a debit card instantly withdraws money from your bank or investment account to pay for any purchases made with the card, and thus, there is no credit involved.]]></description>
		<wfw:commentRss>http://www.creditmaterial.com/2009/08/debit-card/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fighting Debt In a Slow Economy</title>
		<link>http://www.creditmaterial.com/2009/08/fighting-debt-in-a-slow-economy/</link>
		<comments>http://www.creditmaterial.com/2009/08/fighting-debt-in-a-slow-economy/#comments</comments>
		<pubDate>Mon, 24 Aug 2009 10:04:00 +0000</pubDate>
		<dc:creator>noor</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Tips & Advice]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[american]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[financial limitation]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[job]]></category>
		<category><![CDATA[pay]]></category>
		<category><![CDATA[Recession]]></category>
		<category><![CDATA[spending habit]]></category>

		<guid isPermaLink="false">http://www.fairloanrate.com/2009/08/24/fighting-debt-in-a-slow-economy/</guid>
		<description><![CDATA[Although an economic recession has many disadvantages, it forces companies and people to survive by eliminating extravagant behavior and becoming more efficient about their business, which may bring in a good change in people’s attitude. Likewise, by implementing the same reaction into their lives aimed at defeating debt, the average American can benefit from this too.]]></description>
		<wfw:commentRss>http://www.creditmaterial.com/2009/08/fighting-debt-in-a-slow-economy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Top 5 Debt Consolidation Moves</title>
		<link>http://www.creditmaterial.com/2009/07/top-5-debt-consolidation-moves/</link>
		<comments>http://www.creditmaterial.com/2009/07/top-5-debt-consolidation-moves/#comments</comments>
		<pubDate>Thu, 23 Jul 2009 15:26:00 +0000</pubDate>
		<dc:creator>R. MAK.</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Tips & Advice]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[Credit counseling]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[home equity loan]]></category>
		<category><![CDATA[National Foundation for Credit Counseling]]></category>
		<category><![CDATA[operation enduring freedom]]></category>
		<category><![CDATA[refinancing]]></category>
		<category><![CDATA[unsecured loan]]></category>

		<guid isPermaLink="false">http://www.fairloanrate.com/?p=1796</guid>
		<description><![CDATA[So far we have talked about worst debt consolidation moves. I think it is time for us to talk about better ways to do debt consolidation. If you have a house and hold some equity in it, you get a few choices that are comparatively low in price. These are much straightforward:]]></description>
		<wfw:commentRss>http://www.creditmaterial.com/2009/07/top-5-debt-consolidation-moves/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Worst Debt-Consolidation Moves: Balance Transfer Trap</title>
		<link>http://www.creditmaterial.com/2009/07/worst-debt-consolidation-moves-balance-transfer-trap/</link>
		<comments>http://www.creditmaterial.com/2009/07/worst-debt-consolidation-moves-balance-transfer-trap/#comments</comments>
		<pubDate>Wed, 22 Jul 2009 18:31:21 +0000</pubDate>
		<dc:creator>R. MAK.</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Tips & Advice]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[balance transfer]]></category>
		<category><![CDATA[balance transfer trap]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card bank transfer]]></category>
		<category><![CDATA[credit history]]></category>
		<category><![CDATA[David Mooney]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[equifax]]></category>
		<category><![CDATA[Equifax Inc.]]></category>
		<category><![CDATA[interest]]></category>

		<guid isPermaLink="false">http://www.fairloanrate.com/?p=1779</guid>
		<description><![CDATA[Using Low-interest balance-transfer cards to do debt consolidation is very common  these days, but keep in mind that those rates just last a couple of months — and then you need to switch them once again.]]></description>
		<wfw:commentRss>http://www.creditmaterial.com/2009/07/worst-debt-consolidation-moves-balance-transfer-trap/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Largest U.S. student loan company Sallie Mae in Trouble</title>
		<link>http://www.creditmaterial.com/2009/07/largest-us-student-loan-company-sallie-mae-in-trouble/</link>
		<comments>http://www.creditmaterial.com/2009/07/largest-us-student-loan-company-sallie-mae-in-trouble/#comments</comments>
		<pubDate>Wed, 22 Jul 2009 15:39:52 +0000</pubDate>
		<dc:creator>R. MAK.</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[federal student loans]]></category>
		<category><![CDATA[Largest Student Loan Company]]></category>
		<category><![CDATA[Obama Administration]]></category>
		<category><![CDATA[private collage loans]]></category>
		<category><![CDATA[private student loans]]></category>
		<category><![CDATA[sallie mae]]></category>
		<category><![CDATA[SLM]]></category>
		<category><![CDATA[SLM Corp]]></category>
		<category><![CDATA[SLM Corporation]]></category>
		<category><![CDATA[SMART Option Loans]]></category>
		<category><![CDATA[Stock Markets]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[united states]]></category>
		<category><![CDATA[US department of Education]]></category>

		<guid isPermaLink="false">http://www.fairloanrate.com/?p=1775</guid>
		<description><![CDATA[The largest U.S. student loan company, SLM Corp. also known as Sallie Mae reported a loss of $123 million. Last year it made a profit of $ 266 million. The main reason of this huge loss is because it failed to make a provision for $484 million loss it sustained due to it’s involvement in Hedging and derivative market related activities.]]></description>
		<wfw:commentRss>http://www.creditmaterial.com/2009/07/largest-us-student-loan-company-sallie-mae-in-trouble/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>American Express CD Rates</title>
		<link>http://www.creditmaterial.com/2009/07/american-express-cd-rates/</link>
		<comments>http://www.creditmaterial.com/2009/07/american-express-cd-rates/#comments</comments>
		<pubDate>Tue, 21 Jul 2009 21:17:43 +0000</pubDate>
		<dc:creator>R. MAK.</dc:creator>
				<category><![CDATA[Banks]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[american express]]></category>
		<category><![CDATA[American Express Bank]]></category>
		<category><![CDATA[American Express Company]]></category>
		<category><![CDATA[Annual Percentage Yield]]></category>
		<category><![CDATA[APY]]></category>
		<category><![CDATA[bank accounts]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[bona fide   federal savings bank]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[CD Rates]]></category>
		<category><![CDATA[Certificate of Deposit]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[Credit Card Company]]></category>
		<category><![CDATA[FDIC]]></category>
		<category><![CDATA[Federal Deposit Insurance Corporation]]></category>
		<category><![CDATA[interest]]></category>

		<guid isPermaLink="false">http://www.fairloanrate.com/?p=1770</guid>
		<description><![CDATA[The certificate of deposit rate which are higher than national averages are the ones that are for Long term.  These days national average for 12 month CD rates is at 1.308 percent.  American Express is offering 1.75 APY on 12 month certificates of deposit. Similarly the spread between national average and American Express Bank’s 18-Month CD rates is significant. earlier is at 1.447 percent while later is at 2.15 percent.]]></description>
		<wfw:commentRss>http://www.creditmaterial.com/2009/07/american-express-cd-rates/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Interest Rates Review: Current Mortgage Rates</title>
		<link>http://www.creditmaterial.com/2009/07/interest-rates-review-current-mortgage-rates/</link>
		<comments>http://www.creditmaterial.com/2009/07/interest-rates-review-current-mortgage-rates/#comments</comments>
		<pubDate>Tue, 21 Jul 2009 20:16:25 +0000</pubDate>
		<dc:creator>R. MAK.</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[fixed rate mortgage]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Mortgage Banker ’s Association]]></category>
		<category><![CDATA[mortgage loan]]></category>
		<category><![CDATA[National Association of Realtors]]></category>
		<category><![CDATA[re-finance activity]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[refinancing]]></category>
		<category><![CDATA[U.S. Treasury]]></category>

		<guid isPermaLink="false">http://www.fairloanrate.com/?p=1765</guid>
		<description><![CDATA[30-year fixed rate mortgage were issued at an average rate of 5.34 percent. a slight increase over prior week’s 5.20 percent. The lowest levels of average mortgage rates were recorded at 4.84 percent on May 18th, 2009.]]></description>
		<wfw:commentRss>http://www.creditmaterial.com/2009/07/interest-rates-review-current-mortgage-rates/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Leading Economic Indicators Improve beyond Expectations</title>
		<link>http://www.creditmaterial.com/2009/07/leading-economic-indicators-improve-beyond-expectations/</link>
		<comments>http://www.creditmaterial.com/2009/07/leading-economic-indicators-improve-beyond-expectations/#comments</comments>
		<pubDate>Mon, 20 Jul 2009 14:54:59 +0000</pubDate>
		<dc:creator>R. MAK.</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[Conference Board]]></category>
		<category><![CDATA[economic recovery]]></category>
		<category><![CDATA[Economist]]></category>
		<category><![CDATA[economist at Conference Board]]></category>
		<category><![CDATA[Ken Goldstein]]></category>
		<category><![CDATA[Labor]]></category>
		<category><![CDATA[Leading economic indicators]]></category>
		<category><![CDATA[New York]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Unemployment]]></category>
		<category><![CDATA[united states]]></category>

		<guid isPermaLink="false">http://www.fairloanrate.com/?p=1732</guid>
		<description><![CDATA[According to Associated Press, Conference Board( a New York based private firm) reported that the Major indicators of US Economic activity went up in June 2009. They are now reported to be rising for last 3 months. June’s increase is more than what analysts have forecasted.]]></description>
		<wfw:commentRss>http://www.creditmaterial.com/2009/07/leading-economic-indicators-improve-beyond-expectations/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Worst debt consolidation moves: Hiring Wrong Company</title>
		<link>http://www.creditmaterial.com/2009/07/worst-debt-consolidation-moves-hiring-wrong-company/</link>
		<comments>http://www.creditmaterial.com/2009/07/worst-debt-consolidation-moves-hiring-wrong-company/#comments</comments>
		<pubDate>Mon, 20 Jul 2009 11:41:00 +0000</pubDate>
		<dc:creator>R. MAK.</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Tips & Advice]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Big Debt Consolidation Company]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[Counseling Services]]></category>
		<category><![CDATA[credit history]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[debt consolidation calculator]]></category>
		<category><![CDATA[debt consolidation company]]></category>
		<category><![CDATA[expertise services]]></category>
		<category><![CDATA[extend repayment schedule]]></category>
		<category><![CDATA[high interest rate debt]]></category>
		<category><![CDATA[hiring debt consolidation company]]></category>
		<category><![CDATA[Integrated Credit Solutions]]></category>
		<category><![CDATA[negotiate lower interest rate]]></category>
		<category><![CDATA[senior credit counselor]]></category>
		<category><![CDATA[Thermo Fisher Scientific Inc.]]></category>
		<category><![CDATA[USD]]></category>
		<category><![CDATA[worst debt consolidation move]]></category>

		<guid isPermaLink="false">http://www.fairloanrate.com/?p=1728</guid>
		<description><![CDATA[This is perhaps the fairy godmother fantasy. A Nice Big Debt Consolidation Company appears and claims they will turn your life so much comfortable. The consolidators will negotiate lower interest rates, slash your monthly payments — and the only thing you need to do is make “one easy payment.”]]></description>
		<wfw:commentRss>http://www.creditmaterial.com/2009/07/worst-debt-consolidation-moves-hiring-wrong-company/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Worst debt consolidation moves: The Hard-Money Loan</title>
		<link>http://www.creditmaterial.com/2009/07/worst-debt-consolidation-moves-the-hard-money-loan/</link>
		<comments>http://www.creditmaterial.com/2009/07/worst-debt-consolidation-moves-the-hard-money-loan/#comments</comments>
		<pubDate>Fri, 17 Jul 2009 14:41:00 +0000</pubDate>
		<dc:creator>R. MAK.</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Tips & Advice]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[Debt Consolidation Companies]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[debt-consolidation loans]]></category>
		<category><![CDATA[single monthly payment]]></category>

		<guid isPermaLink="false">http://www.fairloanrate.com/?p=1679</guid>
		<description><![CDATA[The term “debt consolidation” has always cast a  charming spell on me. As if someway, someone would have the solution to mush my debt into single clean smart package, which through a kind of incredible financial alchemy would also then shrink the debt itself — and I would only had  to pay only a few hundred bucks or so.]]></description>
		<wfw:commentRss>http://www.creditmaterial.com/2009/07/worst-debt-consolidation-moves-the-hard-money-loan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Foreclosure Crisis Deepens As Unemployment Rise</title>
		<link>http://www.creditmaterial.com/2009/07/foreclosure-crisis-deepens-as-unemployment-rise/</link>
		<comments>http://www.creditmaterial.com/2009/07/foreclosure-crisis-deepens-as-unemployment-rise/#comments</comments>
		<pubDate>Thu, 16 Jul 2009 21:27:20 +0000</pubDate>
		<dc:creator>R. MAK.</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[depression]]></category>
		<category><![CDATA[economic crisis]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Foreclosure Crisis]]></category>
		<category><![CDATA[Macro-Economics]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Obama Administration]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[Recession]]></category>
		<category><![CDATA[Unemployment]]></category>

		<guid isPermaLink="false">http://www.fairloanrate.com/?p=1675</guid>
		<description><![CDATA[Increased unemployment is becoming the major cause of foreclosures. Obama Administration’s plans to keep people in their homes are shattering at their best. shattering with them are the dreams and hopes of millions  who want to see an  end to housing crisis and rebound  of nation’s failed economy. ]]></description>
		<wfw:commentRss>http://www.creditmaterial.com/2009/07/foreclosure-crisis-deepens-as-unemployment-rise/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Weekly Review: Current Jumbo Mortgage Rates Trends</title>
		<link>http://www.creditmaterial.com/2009/07/weekly-review-current-jumbo-mortgage-rates-trends/</link>
		<comments>http://www.creditmaterial.com/2009/07/weekly-review-current-jumbo-mortgage-rates-trends/#comments</comments>
		<pubDate>Wed, 15 Jul 2009 20:14:16 +0000</pubDate>
		<dc:creator>R. MAK.</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[15-year fixed]]></category>
		<category><![CDATA[15-year fixed mortgage rates]]></category>
		<category><![CDATA[30 year fixed mortgage rate]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[fixed mortgage]]></category>
		<category><![CDATA[fixed rate mortgage]]></category>
		<category><![CDATA[Interest Rate Outlook]]></category>
		<category><![CDATA[jumbo loans]]></category>
		<category><![CDATA[jumbo mortgage]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage loan]]></category>
		<category><![CDATA[mortgage rate trends]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[Super jumbo mortgage]]></category>

		<guid isPermaLink="false">http://www.fairloanrate.com/?p=1650</guid>
		<description><![CDATA[Current trend in jumbo mortgage rates is that it is now back to normal. By normal, it means that you can now easily find a Jumbo Loan with mortgage rates that are only less than one percent above the conforming mortgage rates.]]></description>
		<wfw:commentRss>http://www.creditmaterial.com/2009/07/weekly-review-current-jumbo-mortgage-rates-trends/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Some Quick Tips to Reduce Your Debt</title>
		<link>http://www.creditmaterial.com/2009/07/some-quick-tips-to-reduce-your-debt/</link>
		<comments>http://www.creditmaterial.com/2009/07/some-quick-tips-to-reduce-your-debt/#comments</comments>
		<pubDate>Wed, 15 Jul 2009 17:16:45 +0000</pubDate>
		<dc:creator>anney</dc:creator>
				<category><![CDATA[Banks]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Tips & Advice]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[bank accounts]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[company]]></category>
		<category><![CDATA[consolidate your debt]]></category>
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		<category><![CDATA[credit unions]]></category>
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		<category><![CDATA[Debt Cure]]></category>
		<category><![CDATA[Debt Management Programs]]></category>
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		<category><![CDATA[debt settlement]]></category>
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		<category><![CDATA[Minimize Expenses To Pay Down Debt]]></category>
		<category><![CDATA[minimize your monthly installments]]></category>
		<category><![CDATA[monthly budget]]></category>
		<category><![CDATA[monthly installments]]></category>
		<category><![CDATA[part time jobs]]></category>
		<category><![CDATA[Quick Tips to Reduce Your Debt]]></category>
		<category><![CDATA[Reduce Your Debt]]></category>
		<category><![CDATA[United States public debt]]></category>
		<category><![CDATA[USD]]></category>

		<guid isPermaLink="false">http://www.fairloanrate.com/?p=1585</guid>
		<description><![CDATA[Some tips to reduce your debt by debt consolidation, debt negotiation, debt settlement, and  help you in managing your financial expenses in a better way.]]></description>
		<wfw:commentRss>http://www.creditmaterial.com/2009/07/some-quick-tips-to-reduce-your-debt/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Choice: Fixed or Adjustable Rate?</title>
		<link>http://www.creditmaterial.com/2009/07/mortgage-choice-fixed-or-adjustable-rate/</link>
		<comments>http://www.creditmaterial.com/2009/07/mortgage-choice-fixed-or-adjustable-rate/#comments</comments>
		<pubDate>Wed, 15 Jul 2009 08:42:00 +0000</pubDate>
		<dc:creator>noor</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[adjustable rate mortgage]]></category>
		<category><![CDATA[benefit]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[fixed rate mortgage]]></category>
		<category><![CDATA[hybrid adjustable rate mortgage]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Negative amortization]]></category>
		<category><![CDATA[payment]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[refinancing]]></category>
		<category><![CDATA[US mortgage terminology]]></category>

		<guid isPermaLink="false">http://www.fairloanrate.com/?p=1629</guid>
		<description><![CDATA[When you want to buy a house on loan, you must consider all your options carefully before choosing one of them. You must decide which mortgage is best for you and then settle for it when you are completely satisfied with it. Fixed-rate mortgage and adjustable-rate mortgage, both have their pros and cons.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Can I Buy a Home If I Have Bad Credit</title>
		<link>http://www.creditmaterial.com/2009/07/how-can-i-buy-a-home-if-i-have-bad-credit/</link>
		<comments>http://www.creditmaterial.com/2009/07/how-can-i-buy-a-home-if-i-have-bad-credit/#comments</comments>
		<pubDate>Mon, 06 Jul 2009 21:48:35 +0000</pubDate>
		<dc:creator>anney</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Tips & Advice]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[bad credit home loan]]></category>
		<category><![CDATA[Collateral]]></category>
		<category><![CDATA[credit rating]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[debt consolidation for bad credit]]></category>
		<category><![CDATA[down payment]]></category>
		<category><![CDATA[fix bad credit]]></category>
		<category><![CDATA[fixing bad credit]]></category>
		<category><![CDATA[high interest rate]]></category>
		<category><![CDATA[home equity bad credit]]></category>
		<category><![CDATA[home loans for bad credit]]></category>
		<category><![CDATA[home refinance bad credit]]></category>
		<category><![CDATA[How to buy home with bad credit]]></category>
		<category><![CDATA[lease option]]></category>
		<category><![CDATA[leasing]]></category>
		<category><![CDATA[loan with collateral]]></category>
		<category><![CDATA[loans of people with bad credit]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[real estate]]></category>

		<guid isPermaLink="false">http://www.fairloanrate.com/?p=1507</guid>
		<description><![CDATA[It is relatively easy to buy a home with bad credit. It is just that you manage to find a right kind of lender. If you have a bad credit then you need to pay high interest rates. One of the methods through which you can buy a home with bad credit is seller financing.]]></description>
		<wfw:commentRss>http://www.creditmaterial.com/2009/07/how-can-i-buy-a-home-if-i-have-bad-credit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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